AAA · CSAA Insurance Group

AAA Independent Insurance Agent for Ohio & West Virginia

Policy Scout is an appointed AAA Independent Insurance Agent with CSAA Insurance Group. That means we can quote AAA auto and home insurance right alongside 50+ other carriers, compare them line by line, and hand you the winner. No club-office visit required.

AAA Independent Insurance Agent badge, Policy Scout is appointed with CSAA Insurance Group in Ohio and West Virginia

What an AAA independent agent actually does

A captive AAA agent sells AAA. An independent agent works for you. Policy Scout holds an appointment with CSAA Insurance Group, the AAA insurer, so we can write AAA auto, home, and other personal lines directly. But we are not limited to it. Every quote also runs through our Comparative Rating System across 50+ carriers, so you see how AAA stacks up on coverage and price before you commit.

Sometimes AAA wins, especially when member discounts and home-and-auto bundling stack up. Sometimes another carrier fits better. Either way, you see the comparison instead of taking one company's word for it. Coverage first, honest about price, never “cheap” for the sake of a headline.

Ranger the Sasquatch pointing out a tip

Ranger says

“AAA is one of my favorite trails, but I still check the whole map. That's the independent part.”

Where CSAA writes in Ohio & West Virginia

CSAA serves portions of Ohio, not every ZIP code. In West Virginia it serves nearly all of the state. Eligibility is checked at quote time, so the fastest answer is to run your ZIP.

Ohio

Portions of the state, including these counties among others:

  • Stark
  • Franklin
  • Guernsey
  • Summit
  • Delaware
  • Licking
  • Muskingum
  • Belmont
  • Hamilton
  • Montgomery

Start with our Canton and Columbus pages.

West Virginia

Nearly the entire state, including:

  • Kanawha
  • Cabell
  • Braxton
  • Wayne
  • Putnam
  • Berkeley
  • Monongalia

See our Charleston, WV page.

Why quote AAA through Policy Scout

  • One quote, every option

    Your information runs through CSAA and 50+ other carriers in one pass. You get the AAA price and the competition's price side by side.

  • AAA memberships sold here

    Join or renew AAA right through Policy Scout. Membership unlocks roadside assistance, travel perks, and additional discounts on eligible auto and home policies.

  • No club-office visit

    Everything starts online and finishes with our licensed agents. Member or not, you never have to sit in a waiting room.

  • Humans at the hard parts

    Ranger scouts the rates. Licensed people handle the paperwork, certificates of insurance, and claims conversations, during office hours.

  • Member discounts applied correctly

    Already an AAA member? We make sure your membership discount is applied on every eligible auto and home policy, not just the first one.

Explore auto insurance and home insurance, or read about our agency.

AAA renters insurance for apartments and rentals

Looking for Triple A renters insurance? As an appointed AAA Independent Insurance Agent, Policy Scout can quote AAA renters coverage through CSAA where it's available in your ZIP, right next to the rest of our carrier panel. Renters coverage protects your belongings, pays for a hotel if a covered loss makes your unit unlivable, and covers your liability if a guest is hurt or you damage the apartment below.

Most apartment leases require $100,000 of liability and the landlord listed as an interested party. We set the right limit and send the proof of coverage your property manager needs. Adding renters to an auto policy can also unlock a multi-policy discount.

See our renters insurance options in Ohio and West Virginia, or read what renters insurance covers in West Virginia.

AAA pet insurance for dogs and cats

Your auto and home are not the only things worth protecting. AAA pet insurance covers accidents and illnesses for dogs and cats in Ohio and West Virginia, with three plan levels: Standard, Preferred, and Premier. The Premier plan reimburses up to 90% of eligible veterinary bills with a lifetime limit up to $100,000, and there is no network, so your own vet works the same as a specialty hospital.

Like every pet insurer, pre-existing conditions are excluded and waiting periods apply, which is why enrolling while your pet is young matters most. We quote pet coverage alongside your auto and home so you see the whole household picture in one pass.

Read our guide on whether pet insurance is worth it in Ohio and West Virginia, or explore pet coverage options.

Ranger the Sasquatch sitting down

Ranger says

“Big guy like me knows vet bills are no joke. Your furry trail buddies deserve a safety net too.”

When we're around

The quote form runs 24/7. Licensed humans follow up during office hours, Monday through Friday 9am to 7pm and Saturday 11am to 4pm, for questions, certificates of insurance, and claims.

Policy Scout, 606 16th St NE, Canton, OH 44714 · 740-825-1229 · connect@policy-scout.com
License #1630944 · NPN 21438133

Licensed in Ohio and West Virginia only.

What clients say

“A++ Policy Scout is the best!! Tyler found me a great auto policy. Took my monthly from $191 to $81 a month. He really went above and beyond for me. I highly recommend you give him a call and see what he can do for you!!”
Mary HalseyGoogle review · Nov 2025 Read it
“Tyler saved my family hundreds of dollars per year on our insurance! He's very knowledgeable and goes above and beyond when we have questions!”
Michelle BauerGoogle review · Sep 2026 Read it
“It's a pleasure to work with Tyler! It is truly valuable to have an agent who prioritizes the client's interests. The entire process was straightforward and, most importantly, transparent.”
Ryan CassettyGoogle review · Mar 2025 Read it
“Tyler helped me get a cheaper quote even though another agent told me I couldn't go lower. Thanks again!”
DanielleWaibzGoogle review · Apr 2025 Read it

AAA insurance questions, answered

Can I get AAA renters insurance through Policy Scout?

Yes. As an appointed AAA Independent Insurance Agent, we can quote AAA renters insurance through CSAA where it's offered in your Ohio or West Virginia ZIP, alongside other carriers so you can compare. Coverage includes your belongings, liability, and extra living expenses after a covered loss.

Will AAA renters insurance meet my apartment's lease requirement?

Most leases ask for $100,000 of personal liability and the landlord listed as an interested party. We set your limits to match the lease and send proof of coverage to your property manager.

Do I need an AAA membership to get AAA insurance through Policy Scout?

No membership is required to get a quote. If you already belong to AAA, tell us your member number, because membership can unlock additional discounts on eligible auto and home policies. If you're not a member, we still quote CSAA alongside the rest of our carrier network and show you the difference a membership could make.

Do I have to visit an AAA club office?

No. Policy Scout is an appointed AAA Independent Insurance Agent, so you quote and buy through us directly. Start online any time, and a licensed human at our Canton, Ohio office follows up during office hours to finalize paperwork and answer questions. No club-office visit, no extra appointment.

Which counties does CSAA serve in Ohio and West Virginia?

CSAA writes in portions of Ohio, including Stark, Franklin, Guernsey, Summit, Delaware, Licking, Muskingum, Belmont, Hamilton, and Montgomery counties, but not every Ohio ZIP. In West Virginia, CSAA serves nearly all of the state, including Kanawha, Cabell, Braxton, Wayne, Putnam, Berkeley, and Monongalia counties. The fastest way to know for sure is to run your ZIP through our quote form.

Does AAA offer pet insurance?

Yes. AAA pet insurance offers accident-and-illness coverage for dogs and cats in Ohio and West Virginia, with Standard, Preferred, and Premier plan levels. The Premier plan reimburses up to 90% of eligible vet bills with a lifetime limit up to $100,000. Like every pet insurer, pre-existing conditions are excluded, and waiting periods apply before coverage begins.