Insurance in Ohio

Coverage in Ohio

What we quote for Ohio.

Communities we serve across Ohio.

Policy Scout writes personal and commercial policies throughout Stark County, Franklin County, Guernsey County, Summit County, Licking County, Muskingum County, Delaware County, Fairfield County.

• Ohio
• Canton
• Columbus
• Cambridge
• Akron
• Cleveland
• Dayton
• Zanesville
• Newark
• Marietta
• Steubenville

Ohio insurance questions.

What insurance can Policy Scout write in Ohio?+

Personal auto, homeowners, renters, life, health, and pet insurance, plus commercial auto, general liability, business owners policies (BOP), group benefits, surety bonds, and cyber liability. Policy Scout is licensed in Ohio under license #1630944.

What is the minimum car insurance required in Ohio?+

Ohio requires 25/50/25 liability, $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage. Most drivers we quote carry higher limits because a single at-fault accident can exceed the state minimum quickly.

How much does business insurance cost in Ohio?+

It depends on industry, payroll, revenue, and vehicles. A small service business often starts with a business owners policy in the $600-$1,500 per year range, while contractors with vehicles and tools pay more. We quote multiple commercial carriers side by side so you see the spread.

Do you charge a fee to shop Ohio carriers?+

No. We are paid by the carrier you choose, so comparing quotes through Policy Scout costs you nothing.

Ohio insurance guides

Rate drivers, coverage limits, and savings plays specific to Ohio.

• Life & Health · 6 min readOhio Open Enrollment: What to Know Before You Pick a Health PlanThe Ohio open enrollment window is short. Here are the dates, the plan levels, and the questions worth asking before you sign up.Read the guide
• Auto · 5 min readUninsured Motorist Coverage in Ohio, ExplainedIf a driver with no insurance hits you in Ohio, your own policy may be the only thing that pays. Here is how UM/UIM coverage works.Read the guide
• Auto · 5 min readSR-22 Insurance in Ohio: How It WorksTold you need an SR-22? It's a filing, not a separate policy. Here's how it works in Ohio and how to shop it.Read the guide
• Auto · 8 min readHow Much Car Insurance Do You Need in Ohio?Ohio requires 25/50/25 liability. Ranger walks through why that floor leaves most households exposed, and how to pick limits that actually protect your paycheck.Read the guide

Ready now? Start your comparison quote or take the two-minute coverage quiz.