Licensed in Ohio

Insurance in Ohio

Policy Scout is an independent insurance agency licensed in Ohio, comparing 50+ carriers for drivers, homeowners, renters, families, and businesses across the state. Because we are independent, we quote the whole market at once instead of selling one company's shelf, and we re-shop it at renewal instead of letting the rate drift upward.

Coverage in Ohio

What we quote for Ohio.

Local underwriting

What actually moves rates around Ohio.

Ohio auto rates move by ZIP, not by state

A Franklin County commuter and a Guernsey County farm truck get priced by completely different carriers as the best value. Comparative rating across our network is how you find which one wants your risk this year.

Freeze, hail, and wind drive Ohio home claims

Burst pipes in January and spring hail are the two most common homeowner losses we see. Water backup and matching-siding endorsements are worth pricing before you need them, not after.

Ohio BWC does not cover liability

Workers' comp in Ohio runs through the state fund, which means your general liability, commercial property, and commercial auto still have to be placed privately. We handle those and coordinate around your BWC policy.

Communities we serve across Ohio.

Policy Scout writes personal and commercial policies throughout Stark County, Franklin County, Guernsey County, Summit County, Licking County, Muskingum County, Delaware County, Fairfield County.

  • Ohio
  • Canton
  • Columbus
  • Cambridge
  • Akron
  • Cleveland
  • Dayton
  • Zanesville
  • Newark
  • Marietta
  • Steubenville

50+ carriers shopped for Ohio

GEICO · GAINSCO · CSAA AAA Insurance · Foremost · Bristol West · Root · NEXT · CoverTree · Berkshire Hathaway · SimplyBusiness · Great American · Fetch · Assurity · Anthem Blue Cross Blue Shield · Aetna · United Healthcare · AmBetter and more.

Ohio insurance questions.

What insurance can Policy Scout write in Ohio?+
Personal auto, homeowners, renters, life, health, and pet insurance, plus commercial auto, general liability, business owners policies (BOP), group benefits, surety bonds, and cyber liability. Policy Scout is licensed in Ohio under license #1630944.
What is the minimum car insurance required in Ohio?+
Ohio requires 25/50/25 liability, $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage. Most drivers we quote carry higher limits because a single at-fault accident can exceed the state minimum quickly.
How much does business insurance cost in Ohio?+
It depends on industry, payroll, revenue, and vehicles. A small service business often starts with a business owners policy in the $600-$1,500 per year range, while contractors with vehicles and tools pay more. We quote multiple commercial carriers side by side so you see the spread.
Do you charge a fee to shop Ohio carriers?+
No. We are paid by the carrier you choose, so comparing quotes through Policy Scout costs you nothing.

Ohio insurance guides

Rate drivers, coverage limits, and savings plays specific to Ohio.

Ready now? Start your comparison quote or take the two-minute coverage quiz.