Premium Lock

A three-year price guarantee on your home insurance.

Premium Lock is a three-year home price guarantee offered through Eventual. For eligible homes, the guaranteed price holds for three years rather than being re-rated at every renewal term. Policy Scout can tell you whether your home qualifies while we shop your coverage.

A short walkthrough of the three-year home price guarantee.

Three years, one price

The guaranteed price holds for the program term instead of moving every renewal.

For eligible homes

Eventual sets eligibility based on the home and the coverage placed.

Checked while we quote

We look at Premium Lock as part of the same home insurance comparison.

Request a quote

Your mortgage rate is locked. Why isn't your home insurance?

Tell us about your home and current policy. Tyler Dingus shops your coverage, then we send you to Eventual to lock in your three-year price guarantee.

Your home

Your current policy

Where should we send your quote?

After you submit, we'll open the Eventual Premium Lock page to finish your request.

Questions about Premium Lock

What is Premium Lock?+
Premium Lock is a three-year home price guarantee offered through Eventual. For eligible homes, the guaranteed price holds for three years instead of being re-rated every renewal term.
Is Premium Lock insurance?+
No. Premium Lock is a separate program with its own terms, eligibility rules, and provider. It is offered through Eventual and is not underwritten, issued, or guaranteed by Policy Scout.
Who is eligible?+
Eligibility is determined by Eventual and depends on the home, its condition, and the coverage placed. Your Policy Scout agent can tell you whether your home qualifies when we quote your coverage.
Does it change my coverage?+
Premium Lock addresses price, not the terms of your homeowners policy. Your coverage, deductibles, and endorsements are still set by the policy your carrier issues.

What clients say

“A++ Policy Scout is the best!! Tyler found me a great auto policy. Took my monthly from $191 to $81 a month. He really went above and beyond for me. I highly recommend you give him a call and see what he can do for you!!”
Mary HalseyGoogle review · Nov 2025 Read it
“Tyler saved my family hundreds of dollars per year on our insurance! He's very knowledgeable and goes above and beyond when we have questions!”
Michelle BauerGoogle review · Sep 2026 Read it
“It's a pleasure to work with Tyler! It is truly valuable to have an agent who prioritizes the client's interests. The entire process was straightforward and, most importantly, transparent.”
Ryan CassettyGoogle review · Mar 2025 Read it
“Tyler helped me get a cheaper quote even though another agent told me I couldn't go lower. Thanks again!”
DanielleWaibzGoogle review · Apr 2025 Read it

Disclaimer

Premium Lock is a three-year home price guarantee offered through Eventual. It is a separate program with its own terms, conditions, and eligibility requirements, and it is not insurance. Premium Lock is not offered, underwritten, issued, or guaranteed by Policy Scout, and availability may change without notice. Ask your Policy Scout agent for the current program terms before relying on them.

Looking for home coverage first? See home insurance. Wondering why your renewal went up? Read why home insurance rates rise in OH and WV.