Premium Lock
A three-year price guarantee on your home insurance.
Premium Lock is a three-year home price guarantee offered through Eventual. For eligible homes, the guaranteed price holds for three years rather than being re-rated at every renewal term. Policy Scout can tell you whether your home qualifies while we shop your coverage.
Three years, one price
The guaranteed price holds for the program term instead of moving every renewal.
For eligible homes
Eventual sets eligibility based on the home and the coverage placed.
Checked while we quote
We look at Premium Lock as part of the same home insurance comparison.
Questions about Premium Lock
- Premium Lock is a three-year home price guarantee offered through Eventual. For eligible homes, the guaranteed price holds for three years instead of being re-rated every renewal term.
- No. Premium Lock is a separate program with its own terms, eligibility rules, and provider. It is offered through Eventual and is not underwritten, issued, or guaranteed by Policy Scout.
- Eligibility is determined by Eventual and depends on the home, its condition, and the coverage placed. Your Policy Scout agent can tell you whether your home qualifies when we quote your coverage.
- Premium Lock addresses price, not the terms of your homeowners policy. Your coverage, deductibles, and endorsements are still set by the policy your carrier issues.
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Disclaimer
Premium Lock is a three-year home price guarantee offered through Eventual. It is a separate program with its own terms, conditions, and eligibility requirements, and it is not insurance. Premium Lock is not offered, underwritten, issued, or guaranteed by Policy Scout, and availability may change without notice. Ask your Policy Scout agent for the current program terms before relying on them.
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